DuitKu: A Personal Finance App That Is a Joy to Use, Coming Soon

DuitKu is a clear, polished, and genuinely enjoyable personal finance tracker, coming soon from Respawn Society. Track income and expenses, set financial goals, read monthly reports, split bills, and manage debts, offline or online.

Adriel Anderson· Founder · Engineering· June 15, 2026· 7 min read

Many people want to manage their money more carefully but give up halfway because the app is fiddly, full of ads, or feels like a spreadsheet forced onto a phone screen. Yet the core of managing money is simple: know where money comes from, where it goes, and whether you are still on plan. DuitKu was built to answer exactly that, a personal finance tracker that is clear, polished, and genuinely a joy to use every day.

DuitKu is coming soon from Respawn Society. This article introduces what DuitKu is, the problem it aims to solve, the features we are preparing, and who it is for, so you know exactly what to expect at launch.

Quick summary

DuitKu is a personal finance tracker for recording income and expenses and seeing where your money flows.
Designed to be clear and pleasant to use: fast entry, a tidy interface, and light and dark modes.
Planned features include financial goals, monthly reports, custom categories, split bills, and debt tracking in one place.
Built to work both offline and online, so you can keep recording even without internet.
Available for Android and iOS, with a forever-free plan plus paid plans as advanced features arrive.
Current status: in development (coming soon). You can ask to be notified when DuitKu officially launches.

What is DuitKu?

DuitKu is a personal finance tracker built by Respawn Society, a Jakarta-based software house. The goal is simple: help anyone record and understand their finances without needing to be an accountant. You log income and expenses, and DuitKu tidies them into reports and summaries that are easy to read.

DuitKu initially focuses on personal finance, but some of its features, such as split bills and debt tracking, also fit couples, families, friends, or small teams who often share expenses. DuitKu is built with Flutter, so it can arrive smoothly on both Android and iOS with a consistent experience.

The problem DuitKu wants to solve

Most people fail to track their finances consistently not because they are lazy, but because the tool makes it a chore. An overly complex app makes you reluctant to open it, while notes or spreadsheets quickly become messy and hard to revisit. In the end, the most important question, "where did my money go?", stays unanswered.

DuitKu takes the opposite approach: logging a transaction takes just a few taps, and the result shows up immediately in a clear summary. The lighter the recording process, the more likely you are to stick with it, and that is exactly where the real benefit appears.

The features we are preparing

Record income and expenses quickly

The core of DuitKu. Add a transaction in seconds, complete with a category, so every bit of money in and out is neatly recorded. Fast entry is the key to keeping the habit alive.

Monthly reports and custom categories

DuitKu summarizes transactions into easy-to-read monthly reports: total income, total expenses, and which categories your money went to. You can use built-in categories or create your own to match your lifestyle, such as "coffee", "ride-hailing", or "subscriptions".

Financial goals

Have a target like an emergency fund, a holiday, or a purchase? The financial goals feature helps you set a target and track your progress, so saving feels concrete and motivating rather than just wishful thinking.

Split bills for friends, partners, and small teams

Splitting a meal, a group trip, or shared rent often ends up messy and awkward. Split bills in DuitKu help you divide costs fairly and record who paid what, so shared money matters become clear without the drama.

Debt tracking in one place

Often forget who owes whom? DuitKu gathers your debts and receivables in one place, complete and tidy, so you know exactly where you stand with others, without having to remember or dig through old chats.

Offline and online

DuitKu is designed to stay useful even without internet. You can log transactions anytime, and when online sync is available, your data can be secured and accessed more flexibly. This approach fits real conditions in Indonesia, where connectivity is not always stable.

Who is DuitKu for?

Anyone who wants to start tracking their finances without the hassle.
Couples or families who want more transparent household finances.
Friends or small teams who often chip in together and need fair split bills.
People who frequently lend or borrow money and want tidy debt records.
Users who want a finance app that looks good and still works without internet.

Plans and pricing

DuitKu will launch with a forever-free plan for basic recording, monthly reports, and default categories, so anyone can start at no cost. Paid plans are being prepared for more complete features.

Free, forever: basic finance tracking, monthly reports, and default categories.
Basic (soon): all Free features, financial goals, custom categories, and report export.
Pro (soon): all Basic features, split bills, debt tracking, auto-billing, and multi-account.
Custom: white-label solution, API integration, custom feature requests, plus SLA and support for business needs.

Final pricing for the Basic and Pro plans will be announced closer to launch. Our philosophy is the same as Respawn Society other products: fair, honest pricing with a free plan that is genuinely useful, not just bait.

When will DuitKu launch?

DuitKu is currently in development. We are refining the core features and the experience so it feels smooth from day one. The public release date will be announced once the main features are mature enough, and you can ask to be notified first through the DuitKu product page.

Closing

DuitKu was born from a simple belief: managing money should be clear, fast, and even enjoyable. With lightweight recording, easy-to-read reports, and split bill and debt tracking in one app, DuitKu aims to be the daily finance companion you actually open, not the one left forgotten in a corner of your screen.

DuitKu is built by Respawn Society, a Jakarta-based software house that builds its own products while also creating websites, mobile apps, and custom systems for small businesses, startups, and companies. If your business needs a finance app or a custom digital product, our team is ready to help design it.

— TagsDuitKupersonal finance appfinance trackerincome expense trackersplit bill appdebt tracking appoffline finance app